January 22
GET ORGANIZED TO SAVE MONEY
Believe it or not, you can actually save yourself quite a bit of money simply by getting organizing your finances. This is because by being organized in this area of your life you will no longer find yourself stuck having to pay late fees. While this is something that a lot of people find to be problematic, it does not have to be this way at all. Simply take some time to get organized and you will find that you will be able to save yourself money all throughout the year. The money that is not paid for late fees will add up and the money saved can be used to add to a savings account or to pay bills.
The best thing to do here is to organize all of your monthly bills and credit card accounts into files so that you know where to find everything easily. You will also want to get a small calendar, write down the date that everything is due each month, and how much needs to be paid. While this may take you some time to do in the very beginning, ultimately you will find yourself saving money as you will no longer be paying unnecessary late fees nor will you be overpaying anymore bills. All it takes is some simple organization of your financial papers and accounts so that you can track them better.
If you need motivation, add up all the late fees, penalties, overdraft fees, etc you paid the past year. Think of what else you could have done with that money and how many hours you worked to pay that total.
